'Apple Card is Here' video shows up on Apple's YouTube channel

Apple has released a new video promoting the release of their new credit card, the Apple Card, to their YouTube channel.

The video, titled "Apple Card is Here", provides a brief list of features of the Apple Card. It showcases a user browsing the wallet app to view their balance, as well as view individual transactions.

"It's a new kind of credit card," the narration says, "created by Apple, not a bank, with a better way to track where you spend, daily cash you get back every day, and a new level of privacy and security."

The security features alone make the Apple Card an attractive proposition. By utilizing Apple Pay, the card requires a form of biometric authentication, either Face ID or Touch ID, in order to authorize payments — except in the case of the Apple Watch.

The physical card itself is also secure. There is no physical card number on the front of the card and no security code on the back, meaning that it's unlikely someone would be able to snag your card number and use it to make large purchases. If you lose your card and are concerned someone may be able to make physical purchases with it, a quick tap on "Lock Card" within the wallet app keeps you safe.

9 Comments

dougd 12 Years · 292 comments

About 5 years ago

I am so much better off with NO credit card ! I only have a debit card,

GeorgeBMac 8 Years · 11421 comments

dougd said:

I am so much better off with NO credit card ! I only have a debit card,

Most recommend avoiding Debit cards because, although they have fraud protection, YOUR money is tied up until the fraud is investigated and the transaction reversed. That could cause additional problems when checks start to bounce. With a credit card, it is the bank's money tied up.

Plus, debit cards aren't going to give you 3% cash back on that $1,500 iPhone 11 Pro you're going to buy next month! And, if you pay your bill at the end of the month, there is no interest charge -- just like a debit card.

hippo 13 Years · 25 comments

GeorgeBMac said:

dougd said:

I am so much better off with NO credit card ! I only have a debit card,

Most recommend avoiding Debit cards because, although they have fraud protection, YOUR money is tied up until the fraud is investigated and the transaction reversed. That could cause additional problems when checks start to bounce. With a credit card, it is the bank's money tied up.

Plus, debit cards aren't going to give you 3% cash back on that $1,500 iPhone 11 Pro you're going to buy next month! And, if you pay your bill at the end of the month, there is no interest charge -- just like a debit card.

True, but many people spend money they don't have or overspend with credit cards, and you can't do that with debit. Which is way worse than getting some small 1-3% back. Of course if you are very financially disciplined, credit cards may be ok. But most people are not.

The Apple Card is great for its unique security features.

sdw2001 23 Years · 17460 comments

Well, I got denied despite having a substantial household income. I was denied instantly because I am having a situation with an investment property with many missed payments. It is the only negative mark on my credit. So much for considering all credit profiles

David H Dennis 9 Years · 68 comments

I have a good income but use essentially no credit. The one really solid reason to get a credit card for me is that I should be able to rent a car. Car rental companies really HATE to rent to people with only debit cards. Guess it’s just too risky nowadays.

So so I got Apple Card and so far I really like the design. So far I mainly use it for the 3% cash back on Apple Books. One thing that startled me was that Apple credit is to your Apple Pay card and appears when the transaction settles, not the same day you use the card.