Apple Pay now accepted for some UK government services, wider rollout planned for 2019

The UK government is now accepting Apple Pay and Google Pay payments for select services through its gov.uk website, a change in policy that is expected to reach local governments and other institutions later this year.

UK citizens with access to compatible devices can use Apple Pay and Google Pay to pay fees related to the country's Global Entry Service, basic online disclosure and barring service (DBS) checks, the Registered Traveller Service and the Electronic Visa Waiver (EVW) service, reports ITV.

Additional integration with local government, police and the National Health Service systems are due to follow later this year.

"Allowing people to pay for Government services through Apple Pay and Google Pay means they won't have to enter their credit or debit card information when making payments," said Till Wirth, lead product manager of gov.uk Pay. "This innovation will increase the convenience and security of gov.uk Pay for users and hopefully make their experience online a lot easier."

The gov.uk online payment system launched in 2016 with support for credit and debit cards and has so far logged more than 2.9 million transactions, the report said.

Minister of Implementation Oliver Dowden notes mobile payments integration enhances transaction security. Apple Pay, for example, is protected by fingerprint or facial recognition underpinned by an on-device passcode.

The new capability also delivers a streamlined user experience, as users can speed through transactions without filling out credit card or debit card authorization fields.

Apple Pay launched in the UK in 2015 with support for eight participating banks. Since then, the country's government has slowly adopted the payment system and underlying technology.

Most recently, Apple in April agreed to open iPhone's NFC stack for use with the Home Office's Brexit app, which confirms citizen status by scanning embedded passport security chips.

16 Comments

rotateleftbyte 1630 comments · 12 Years

About 5 years ago

The unanswered question is... Will the £30.00 limit on transactions still apply?

saarek 1578 comments · 16 Years

rotateleftbyte said:

The unanswered question is... Will the £30.00 limit on transactions still apply?

If you are using an NFC terminal, such as when paying for groceries then the limit will usually be in place.

For online purchases this limit is not present, at least that’s always been my experience.

Apple Pay is nearly ubiquitous in the UK, I wish Apple would stop dragging their feet and release Apple Pay cash here!

The delay is just ridiculous at this point, 90%+ of all banks and credit card operators support Apple Pay.

chia 714 comments · 15 Years

rotateleftbyte said:

The unanswered question is... Will the £30.00 limit on transactions still apply?

It's very much answered in the first sentence of the Apple Pay page on Apple's UK website:

https://www.apple.com/uk/apple-pay/

Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases above the £30 contactless limit in shops, apps and on the web. So it’s as simple as using your physical card, and even safer too.

saarek said:

rotateleftbyte said:

The unanswered question is... Will the £30.00 limit on transactions still apply?

If you are using an NFC terminal, such as when paying for groceries then the limit will usually be in place.

For online purchases this limit is not present, at least that’s always been my experience.

Actually, my personal experience in the UK is that retailers with poorer quality of goods and/or service, tend not to have Apple Pay and thus their NFC terminals limit the contactless payment to the £30 limit. Those who offer a better quality of service, goods and experience have Apple Pay and thus take payment above £30 with Apple Pay devices.

I have a couple of friends and acquaintances with their retail businesses. Each of them independently told me they have set Apple Pay on their NFC terminals at a limit of around £750 before further authorisation is required; the nature of their businesses are such that it will be exceptional to have a transaction approaching that limit.