Zagg launches new $99-a-year smartphone insurance plan

Zagg has launched a new mobile device protection plan that covers dips, liquid damage, cracked screens, and other potential smartphone problems for $99 a year.

The Zagg Protect plan can cover "most functional smartphones currently in use," including iPhones, Google Pixels, Samsung handsets, and more. Users can get their smartphones repaired for a flat $49 deductible.

Zagg Protect promises to offer a fast and easy claims process. The plan includes repair services at authorized locations across the globe.

The plan covers the following kinds of damage or device problems.

• Cracked or damaged screen
• Liquid damage
• Battery failure (does not include end-of-life batteries)
• Power failures (charging shorts, internal connections) after manufacturer's warranty expires
• Touch screen failure
• Camera breaks or failure
• Headphone jack or input failures
• Audio/speaker failure
• Wi-Fi or connectivity failure
• Bluetooth failure

Users are responsible for covering the full price of their repairs at the time of service. After the repair is completed, they will submit their receipts to Zagg for reimbursement.

Each plan covers a single device for up to two claims of accidental damage per 12-month period. Users can file an unlimited number of mechanical and electrical failure claims at $500 per incident, but only after the manufacturer's warranty has expired. Additionally, Zagg says it will only cover a single battery swap over the lifetime of the plan.

To kick off the plan's announcement, Zagg is also holding a special promotional offer. Users who sign up for Zagg Protect in February 2022 will receive a $75 reward that can be used on Zagg products purchased through the company's website.

More information on Zagg Protect can be found here.