Apple Card customers can defer their May payments

I've been paying all of my bills on time, virus or no virus. Deferring is merely delaying the inevitable. The bills will have to be paid in full eventually and stacking more of them together is only going to add to the total amount that somebody owes. Plus, the article says that interest will still apply, so this doesn't sound like a good idea if somebody has good economic sense.

People who can't afford a credit card shouldn't use credit cards, in my opinion.

If somebody can't manage to pay a $1000 bill one month, is it going to be any easier for that person to pay $3000 + added interest all of a sudden, if they defer for 3 months?

Anyway, how people decide to manage their own bills is their problem and their decision I suppose.

apple ][ said:

I've been paying all of my bills on time, virus or no virus. Deferring is merely delaying the inevitable. The bills will have to be paid in full eventually and stacking more of them together is only going to add to the total amount that somebody owes. Plus, the article says that interest will still apply, so this doesn't sound like a good idea if somebody has good economic sense.

People who can't afford a credit card shouldn't use credit cards, in my opinion.

If somebody can't manage to pay a $1000 bill one month, is it going to be any easier for that person to pay $3000 + added interest all of a sudden, if they defer for 3 months?

Anyway, how people decide to manage their own bills is their problem and their decision I suppose.

Well if you all of a sudden don't have a job then WTF are you supposed to do? I think its more important to keep a roof over your head and put food on the table than pay a credit card. Its not like they're the ones to blame here. This is an unusual circumstance. And, don't even try to give me this crap about well they should have the money to pay for it upfront or else they can't afford it.

Good on you that your bills are paid on time. That doesn't help those that have lost their job and can no longer do so themselves, even if they never had issues in the past. Yes this will hurt them, but for the time being it may help them as they have more important things to worry about right now than paying a credit card bill no matter how large or small.

macxpress said:

apple ][ said:

I've been paying all of my bills on time, virus or no virus. Deferring is merely delaying the inevitable. The bills will have to be paid in full eventually and stacking more of them together is only going to add to the total amount that somebody owes. Plus, the article says that interest will still apply, so this doesn't sound like a good idea if somebody has good economic sense.

People who can't afford a credit card shouldn't use credit cards, in my opinion.

If somebody can't manage to pay a $1000 bill one month, is it going to be any easier for that person to pay $3000 + added interest all of a sudden, if they defer for 3 months?

Anyway, how people decide to manage their own bills is their problem and their decision I suppose.

Well if you all of a sudden don't have a job then WTF are you supposed to do? I think its more important to keep a roof over your head and put food on the table than pay a credit card. Its not like they're the ones to blame here. This is an unusual circumstance. And, don't even try to give me this crap about well they should have the money to pay for it upfront or else they can't afford it.

Good on you that your bills are paid on time. That doesn't help those that have lost their job and can no longer do so themselves, even if they never had issues in the past. Yes this will hurt them, but for the time being it may help them as they have more important things to worry about right now than paying a credit card bill no matter how large or small.

He's not very self aware. If something doesn't directly affect him he can't conceive of how it can affect anyone else.

apple ][ said:

I've been paying all of my bills on time, virus or no virus. Deferring is merely delaying the inevitable. The bills will have to be paid in full eventually and stacking more of them together is only going to add to the total amount that somebody owes. Plus, the article says that interest will still apply, so this doesn't sound like a good idea if somebody has good economic sense.

People who can't afford a credit card shouldn't use credit cards, in my opinion.

If somebody can't manage to pay a $1000 bill one month, is it going to be any easier for that person to pay $3000 + added interest all of a sudden, if they defer for 3 months?

Anyway, how people decide to manage their own bills is their problem and their decision I suppose.

You are ever so better than us mere humans.

I would always pay my balance in full each month, but had to ask to defer my March balance that was due by the end of April. It took about a week after chatting with a representative for the balance to reflect being due by the end of May instead of April. I was able to pay some of the balance due, but not in full. When I reviewed my statement yesterday, they stayed true to their promise to defer any interest. The interest amount was $0. I will still try to pay as much as I can of the balance due by the end of May, but I am thankful to have the option again to defer to the end of June. Unprecedented times we are living in...