Apple Card is out now for a select few people, and it will be available for the rest of us later this month. Even before you get yours, though, we've got the important details of how to apply for it — and how you should or should not use it.
To enable Apple Card purchases at merchants that don't yet accept Apple Pay, the company designed its own physical credit card in partnership with Goldman Sachs and MasterCard, associating the Apple brand with a new set of "digital-first" credit features. It also features unique iOS app functionality with a strong focus on the privacy of your data.
Apple Card works just like any other Apple Pay account, but the software experience Apple is creating around it to enhance digital banking represents both a new Services venture and also an additional reason for users to keep buying hardware. That's why Apple is paying its customers to use it.
Apple co-founder Steve Jobs floated the idea of an Apple Card in 2004, though that incarnation would've been far different, according to one of the company's former creative directors.
Newly-published photos are said to show one of the first physical Apple Cards, including its special packaging for quick iPhone pairing.
Apple is being praised for disrupting the credit card industry with its forthcoming Apple Card, but Amazon is already offering a lot of the same benefits — and you even get a metal credit card from them, too. AppleInsider breaks the two down.
Apple's launches of its streaming video service Apple TV+ and other additions to the company's Services business won't offer as much of a gain as investors think, according to HSBC, with the iPhone maker arriving "too late" to make a major impact in any of the industries it is entering with its new offerings.
This week on the AppleInsider Podcast, guest Vlad Savov joins Victor to talk about smartphone cameras, the immediate desire for Apple Card, and what's wrong with glorifying being overworked.
Apple Card may reap $1.5 billion in revenue and be in top 10 card issuers by 2024, resulting in a windfall not just for Goldman Sachs, but for the iPhone manufacturer as well, an HSBC analyst said in a Thursday memo.
Whenever you open your Wallet app to buy something with Apple Card, you get a huge amount of detail about all your spending — plus controls for managing it. As much as the increased security, this is why you should get Apple Card.
With the introduction of Apple Card, Apple will bring its security and privacy technology to the credit card industry. From when you apply to when you buy anything, Apple owns the whole process. That's going to protect us from fraud — and also from ourselves if we misplace the card.
Apple Card has yet to launch, but we already have a solid idea on what it will offer to the user. Here are AppleInsider's favorite, and least favorite features about the upcoming credit solution.
Much of the criticism of Apple's event was focused on how it actually told us very little. Yet even with a "charm-and-dazzle" show, there was enough to get critics and analysts examining the good and the bad of what Apple is planning.
Apple Card is a highly-attractive proposition for existing iPhone owners, and even those users reluctant to use a digital payments service are having second thoughts now that there the Apple Card, suggests a new survey.
This week on the AppleInsider Podcast, William and Victor are back to talk about Apple's Arcade, interactive TV and the Apple TV, and to speak on the Qualcomm and iPhone import ban situation.
While Apple News+ and Apple TV+ were the focus of Monday's "It's show time" event, Apple's first foray into the credit industry — Apple Card — arguably stole the show. Apple painted the product in broad strokes on stage and in its promotional material, but with a dearth of details, questions about the upcoming service remain.
In contrast with some others, analysts at Bernstein and Morgan Stanley have declared that Apple is in a prime position to leverage its install base, and attract massive amounts of paid subscriptions with Apple News+, Apple Arcade, and Apple TV+.
Analysts from Goldman Sachs and Oppenheimer are expressing skepticism about the services Apple announced on Monday, even though the former is a partner on the Apple Card.
More analysts have passed judgment on the new services Apple launched during Monday's "It's show time" event, with Macquarie and UBS both highlighting the relative lack of surprises from what was speculated in the time before the event took place.
Analysts have started to issue their verdict on Monday's Apple event, with JP Morgan and Cowen believing the new offerings are generally a positive thing for the iPhone maker's Services business, but at the same time suggesting Apple could have gone a lot further in detailing what to expect with Apple TV+.
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William Gallagher
Daniel Eran Dilger
Roger Fingas
Malcolm Owen
Victor Marks
Andrew O'Hara
Mikey Campbell
