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Apple Card offers 5% discount on Apple products for new customers

A new Apple Card promotion is offering new customers a discount of 5% on some of their Apple purchases, provided as a boost to the Daily Cash reward.

A banner on the Apple Card application page tells users viewing the page they can "Save 5% on Apple products with a new Apple Card through January 31. Only at Apple." While a potentially lucrative offer for some during the opulent holiday shopping period, there are a number of elements that need to apply for the offer to work.

The terms and conditions at the bottom of the page state it is ineligible for purchases such as monthly financing through Apple Card Monthly Installments, iPhone payments, the iPhone Upgrade Program, wireless carrier financing plans, Apple Media Services, and AppleCare+ monthly payments. Other typical Apple purchases, such as for hardware or accessories not on an installment plan, will be eligible.

It is also restricted to accounts opened on or between December 26, 2021 and January 31, 2022. New Apple Card users added to an Apple Card Family account opened during the period qualify for the bonus, but existing Apple Card users who merge accounts to become Co-Owners do not.

The 5% saving is applied to the account as a Daily Cash award, the feature that provides a percentage of purchases as a spendable allowance. Typically, Daily Cash is set at a maximum of 3% for Apple purchases and through select retailers, with 2% provided for using Apple Pay in stores and 1% for other physical card or online transactions.