Apple Stores start accepting Tap to Pay across US

AppleInsider said:

In Apple Stores, it means that staff should be able to retire the current "Isaacs," the modified iPhones with a secondary device attached for taking credit cards. Now any iPhone running the latest version of iOS will be able to accept transactions through Tap to Pay.

You're kidding, right? Because nobody is going to want to pay for something with a credit card using the more traditional methods.

mike1 said:

AppleInsider said:

In Apple Stores, it means that staff should be able to retire the current "Isaacs," the modified iPhones with a secondary device attached for taking credit cards. Now any iPhone running the latest version of iOS will be able to accept transactions through Tap to Pay.

You're kidding, right? Because nobody is going to want to pay for something with a credit card using the more traditional methods.

Yes, this takes the cake as one of the most vividly painted scenarios I've ever read.

Android user: "Hi, I'd like to buy the new iPhone."
Apple Store associate: "Sorry, we don't accept Samsung Pay."
Android user: "I understand. Here's my credit card."
Apple Store associate: "Sorry, we can't handle plastic."
Android user: [walks away shaking head]

Two quarters later...

Headline: Apple Board Fires Entire Senior Management Team After 80% Revenue Drop

 :p

This is totally going to happen and we read it here first at AppleInsider. This is the epitome of technology journalism in 2022. What a scoop!

Great job, AppleInsider!!!

 <3 :)  

mike1 said:

AppleInsider said:

In Apple Stores, it means that staff should be able to retire the current "Isaacs," the modified iPhones with a secondary device attached for taking credit cards. Now any iPhone running the latest version of iOS will be able to accept transactions through Tap to Pay.

You're kidding, right? Because nobody is going to want to pay for something with a credit card using the more traditional methods.

Contactless ( Tap to Pay ) is available with physical credit cards as well. My recently replaced Chase Visa card has the Tap to Pay "sideways wifi" symbol and it was on the paperwork that came with the card. I would imagine eventually all cards will have this functionality. Similar to chip cards doing away with having to swipe and garbage magnetic strips.

jcs2305 said:

mike1 said:

AppleInsider said:

In Apple Stores, it means that staff should be able to retire the current "Isaacs," the modified iPhones with a secondary device attached for taking credit cards. Now any iPhone running the latest version of iOS will be able to accept transactions through Tap to Pay.

You're kidding, right? Because nobody is going to want to pay for something with a credit card using the more traditional methods.

Contactless ( Tap to Pay ) is available with physical credit cards as well. My recently replaced Chase Visa card has the Tap to Pay "sideways wifi" symbol and it was on the paperwork that came with the card. I would imagine eventually all cards will have this functionality. Similar to chip cards doing away with having to swipe and garbage magnetic strips.

Retailers still need a way to process cards that are faulty or are missing the latest payment technology features regardless of the reason.

I have a particular VISA card that doesn't have NFC contactless and the EMV chip is no longer working so everywhere I use it, it has to be swiped. This is my preferred payment card at restaurants because I get 3% cash back for that merchant category.

My AMEX Blue Cash also doesn't have NFC contactless. I know I am not alone in not having a wallet full of perfectly functioning cards all decked out with the latest card features.

It is in the retailers' best interest to still have a way to manually key in the credit card information (card number, CID, name, expiration) if all of the technology features on the card are kaput as a last resort. Remember that EMV liability rests on the merchant not the payment processor these days so the retailer really does need to try the EMV chip before trying magnetic stripe swipe or manual entry.

I suppose Apple Retail could come up with a system where they keep some wireless card swipe POS devices (similar to a Square) that are shared amongst the sales associates on the floor but no matter what they still need to be able use the EMV chip or magnetic stripe.

mpantone said:

It is in the retailers' best interest to still have a way to manually key in the credit card information (card number, CID, name, expiration) if all of the technology features on the card are kaput as a last resort.

Are you pretending like this feature doesn't already exist in myriad apps and POS systems everywhere? Face the camera at the card and pick up the number and expiration date automagically. Key in the 3-digit/zip if required. Flat printed? Enter manually as a last resort. Done.

Also, replace your defective card — it's not like it costs you anything.

I suppose Apple Retail could come up with a system where they keep some wireless card swipe POS devices (similar to a Square) that are shared amongst the sales associates on the floor but no matter what they still need to be able use the EMV chip or magnetic stripe.

Or, like the existing Isaac systems they already use as mentioned in the article, but this isn't really necessary for the above reasons.